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Explore Flexible Loan Options for Life’s Big Expenses

Whether you're consolidating debt, improving your home, covering medical expenses, or making a major purchase, EggFund can help you explore personalized loan options from our network of 25 top providers, including LightStream, Lending Club, Upstart, and more.*

Financing for More Than Family Building

Life comes with expenses that don't always fit neatly into your monthly budget. EggFund can help you explore personal loan options for a variety of financial needs.

Credit Card Pay-Off

Managing multiple credit card balances can be complicated and expensive. A personal loan may allow you to consolidate eligible balances into one loan with a single monthly payment and repayment schedule.

Debt Consolidation

Combine multiple debts into one loan or payment, ideally with a lower interest rate and one monthly due date. It can help you save money and simplify repayment!

Home Improvement

From necessary repairs to planned renovations, explore financing options that can help cover larger home improvement projects without requiring the full cost upfront.

Dental & Medical Expenses

Unexpected procedures, dental work, elective treatments, and other out-of-pocket healthcare expenses can add up quickly. Personal loans can provide another way to finance costs that aren't fully covered by insurance.

Large Purchases & Life Events

Some of life’s biggest purchases and milestones come with significant upfront costs. Personal loans can provide a way to finance eligible expenses such as furniture, major appliances, weddings and celebrations, travel, and other large purchases, subject to individual lender terms and eligibility.

Less than 60 seconds to see if you are pre-approved from our top providers.
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Why EggFund:

  • No fee to apply or impact to your credit score for checking your options
  • Quick and simple. Get funded in as little as 24 hrs
  • Offering personal loans or KinderLoan, home equity line of credit so you can choose the financing that’s right for you
  • You are only charged if you are successfully funded by one of our personal lenders. See our Success Fee detailed below.

Loan Features:

  • Minimum FICO score of 600
  • Loans amounts up to $250,000
  • APRs from 6.99% **

There is a Success Fee if you are funded based on the approved loan amount:

  • $200 for loans funded up to $14,999
  • $300 for loans funded up to $15,000-$34,999
  • $500 for loans funded $35,000 - $99,999
  • $600 for loans $100,000 and above

*This does not necessarily constitute EggFund’s most recent national lenders, as lenders can be added or removed at any time.
**The APR you will be qualified for is based on your own credit worthiness and lender’s underwriting criteria. Other fees may apply depending on the lender, check your offer.

EggFund is not a direct lender. We match would-be borrowers with lenders in our vetted network for loans to build their families. Loans proceeds are provided by lenders directly to funded borrowers. Pre-approval lender matching powered by Engine by MoneyLion.

KinderLoan offered by EggFund Inc. and its partner GreenLyne Inc. are fulfilled by Farmers Bank of Kansas City, NMLS ID 613839

TrustPilot Reviews

EggFund helped me and my husband to be able to move forward quickly with IVF. There's so much to think about, especially financially, with fertility treatments.EggFund took the overwhelming stress and guesswork out of trying to find the right financing. Before finding out about them, we didn't even know where to start because there are so many loan options, it's difficult to know if you're choosing the right one. The process with EggFund was seamless, and gave us so much peace knowing we could move forward financially. This is an incredible resource and we highly recommend!

— Kimberly Finlay
Eggfund made the loan process extremely easy and stress free! As someone going though fertility treatments, the cost can be scary and EggFund gave my husband and I a worry free experience which was so refreshing. The last thing you want to deal with is the hassle of applying for loans but EggFund was simple. I highly recommend them!

- Jessica
This service is amazing, I found out my insurance did not cover the clinic I was using and I had already started the process. The clinic told me to try this and literally in 2 days 40K was in my bank account. Awesome. Worked out fi us perfectly. Now I can just pay like I’m paying out of pocket and submit my payments to my insurance for reimbursement. Such a great service.Thank you!

- Rory Brendtro