If you own a home, you may qualify for EggFund’s KinderLoan™, designed
with your family-building in mind to offer flexible, affordable financing.

Why Choose KinderLoan™?

Instant preapproval with no impact on your score. The first home equity line of credit designed to help you build your family:

High credit line: up to $350K for fertility treatments, adoption, egg donation, surrogacy, and more.
Flexible access: Not sure the total amount you need? KinderLoan^TM works for the reality of family-building: that you often need additional funds as you go vs all upfront (ie for multiple IVF cycles or for donor eggs). Withdraw a minimum of $25,000 up front, up to 100% of your credit line. With no need to reapply for funds. You pay interest only on what you withdraw.
Flexible Payment: Up to 20 years to repay, with 10 years of low Interest-Only payments.
Low APR starting at 7.95%
Protection: Loan payment coverage for job loss or inability to work.
No application fees (other fees may apply)
Use funds anywhere—no restrictions on providers

Example

$25,000 Initial Draw for an IVF Cycle

KinderLoan™:

$242/month

10% Interest Rate, 20-year term

Personal Loan:

$582/month

14% Interest Rate, 5-year term

EggFund is not a direct lender. We match would-be borrowers with lenders in our vetted network for loans to build their families. Loans proceeds are provided by lenders directly to funded borrowers.

Loan options offered by EggFund Inc. and its partner GreenLyne Inc. are fulfilled by Farmers Bank of Kansas City, NMLS ID 613839

Start Your KinderLoan™ Application!
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Check Your Eligibility:

Applicant for KinderLoan^TMmust be the homeowner
Co-borrowers are allowed only if they are also listed on the home’s title
Patient or would-be parent are not required to be on the application
The minimum FICO score is 660
The minimum loan is $25K and the maximum is $350K.
Not available in AK, HI, TX, MD
If you're not eligible, apply for a personal loan with our lender network here

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TrustPilot Reviews

EggFund helped me and my husband to be able to move forward quickly with IVF. There's so much to think about, especially financially, with fertility treatments.EggFund took the overwhelming stress and guesswork out of trying to find the right financing. Before finding out about them, we didn't even know where to start because there are so many loan options, it's difficult to know if you're choosing the right one. The process with EggFund was seamless, and gave us so much peace knowing we could move forward financially. This is an incredible resource and we highly recommend!
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— Kimberly Finlay

This service is amazing, I found out my insurance did not cover the clinic I was using and I had already started the process. The clinic told me to try this and literally in 2 days 40K was in my bank account. Awesome. Worked out fi us perfectly. Now I can just pay like I’m paying out of pocket and submit my payments to my insurance for reimbursement. Such a great service.Thank you!- Rory Brendtro

KinderLoan™ Powered by GreenLyne

$25,000 Initial Draw for an IVF Cycle

$242/month

$582/month

TrustPilot Reviews

KinderLoan™
Powered by GreenLyne